Where Did My Retirement Go? How To Locate Lost Retirement Benefits

2019-07-02T21:11:05-04:00January 26th, 2018|

For one reason or another, you may find yourself in a situation where you've lost track of a retirement account like a 401(k) or pension. There are several ways this can happen: Job change. People change jobs in today's economy much faster than they did in the past, and that means that retirement accounts like [...]

Is Your HSA a Retirement Tool? The Good, The Bad, and The Ugly

2017-08-07T22:39:27-04:00August 7th, 2017|

A Health Savings Account (HSA) is a great way to pay for medical expenses, and since unused funds roll over from year to year, the account can also provide a source of retirement funds in addition to other plans like 401(k)s or IRAs. But be aware that HSAs have significant disadvantages when compared to other retirement [...]

Four Tips for Working Beyond Retirement Age

2017-05-15T21:27:35-04:00May 15th, 2017|

Many people choose to work into their retirement years. If this is something you’re considering, here are some tips to make sure you get the greatest benefit from your efforts. Consider delaying Social Security. You can start receiving Social Security retirement benefits as early as age 62, but if you continue to work, it may [...]

Be Tax Wise When Withdrawing Your Retirement Savings

2017-04-18T08:06:58-04:00April 18th, 2017|

You've spent years saving for retirement, but now it's time to plan the best way to manage your retirement savings withdrawals. Here is a potential method to help maximize your funds using a tax-advantaged strategy. First, look at Social Security and pensions. You can use these funds for daily living much the same as you [...]

Planning To Retire? Consider Transferring Your Business To Your Employees

2019-07-02T20:51:11-04:00December 26th, 2016|

Even the most dedicated small business owners eventually want to retire. But business succession planning can be tricky. If a transfer to an outside party isn't feasible, an alternative is to consider selling your business to your employees. How? One common approach is to transfer shares through an employee stock ownership plan (ESOP), a type [...]

Speak Up About Your Finances

2019-07-02T20:51:16-04:00April 24th, 2016|

How often do you take time to talk about your finances? Once a year while preparing your tax return? Only when a financial emergency pops up? Or are money matters a topic you avoid entirely? If discussing financial goals makes you uncomfortable, you're certainly not alone. Surveys by a national financial company found that money [...]